Should You Wait for Lower Interest Rates Before Buying Your First Home?

One of the most common questions I hear from first-time buyers is, "Should we wait for interest rates to come down so we can get more house for our money?"

It's an understandable question. While lower rates could increase buying power, none of us knows exactly when rates will change or what home prices will do. That's why it's important to focus on what you can control: understanding your budget, learning the market, and deciding what makes sense for your goals.

In this week's Keeping It Real video, I share why your first home doesn't have to be your forever home. For many homeowners, that first purchase becomes the foundation for building equity, creating memories, and opening the door to future opportunities.

I also cover three important steps every first-time buyer should take:

• Find a local real estate broker you trust.
• Understand what you can comfortably afford.
• Tour homes to learn what fits your lifestyle and priorities.

🎥 Watch the full video here:

If you're wondering whether homeownership is the right next step for you, I'd be happy to help you explore your options.

Niki Shelton | Real Broker
Keeping It Real in Kitsap County

#NikiSHouses